Commercial bank financing for micro-enterprises and SMEs in Mexico

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cepal.articleNo1
cepal.bibLevelSección o Parte de un Documento
cepal.callNumberLC/G.2597-P
cepal.docTypeRevistas
cepal.idSade52555
cepal.jelCodeG21
cepal.jelCodeL29
cepal.jelCodeO16
cepal.physicalDescriptiongráficos., tablas.
cepal.regionalOfficeSantiago
cepal.workareaEngECONOMIC DEVELOPMENT
cepal.workareaSpaDESARROLLO ECONÓMICO
dc.contributor.authorPadilla, Ramón
dc.contributor.authorFenton Ontañon, Rodrigo
dc.coverage.spatialEngMEXICO
dc.coverage.spatialSpaMEXICO
dc.date.accessioned2014-09-08T13:43:01Z
dc.date.available2014-09-08T13:43:01Z
dc.date.issued2013-12
dc.descriptionIncludes bibliography.
dc.description.abstractThis article examines commercial bank lending strategies for micro-enterprises and small and medium-sized businesses (SMEs) in Mexico, and the factors that promote or hinder lending in this segment. With this in mind, in 2011 a detailed survey was conducted of commercial banks operating in Mexico. Although credit to microenterprises and smes still represents a small share of the loan portfolio, the survey results point to growing interest in broadening it. Three different business models were identified, with major differences in strategies for offering financial services to this segment of enterprises. The greatest barriers to increasing the credit supply are lack of information, creditor protection failures, informality, and the changes and disruptions that commercial banking has experienced over the past three decades.
dc.formatTexto
dc.format.extentpáginas. 7-2
dc.format.mimetypeapplication/pdf
dc.identifier.unSymbolLC/G.2597-P
dc.identifier.urihttps://hdl.handle.net/11362/37002
dc.language.isoeng
dc.physicalDescriptionp. 7-21; grafs., tabls.
dc.relation.isPartOfCEPAL Review
dc.relation.isPartOfNo111
dc.relation.isPartOfSeriesCEPAL Review
dc.relation.translationLanguagespa
dc.relation.translationRecordFinanciamiento de la banca comercial para las micro, pequeñas y medianas empresas en México
dc.relation.translationUrihttps://hdl.handle.net/11362/35930
dc.rights.coarDisponible
dc.subject.unbisEngSMALL AND MEDIUM ENTERPRISES
dc.subject.unbisEngBUSINESS FINANCING
dc.subject.unbisEngBUSINESS ENTERPRISES
dc.subject.unbisEngBANKERS' COMMERCIAL CREDITS
dc.subject.unbisEngSURVEYS
dc.subject.unbisSpaPEQUEÑAS Y MEDIANAS EMPRESAS
dc.subject.unbisSpaFINANCIAMIENTO DE EMPRESAS
dc.subject.unbisSpaEMPRESAS COMERCIALES
dc.subject.unbisSpaCREDITOS COMERCIALES BANCARIOS
dc.subject.unbisSpaENCUESTAS
dc.titleCommercial bank financing for micro-enterprises and SMEs in Mexico
dc.type.coarrevista
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