Who borrows to accumulate assets? Class, gender and indebtedness in Ecuador’s credit market

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cepal.articleNo5
cepal.bibLevelSección o Parte de un Documento
cepal.callNumberLC/PUB.2017/10-P
cepal.docTypeRevistas
cepal.jelCodeN26
cepal.jelCodeD31
cepal.jelCodeJ16
cepal.jobNumberRVI122_Deere
cepal.physicalDescriptiongráficos., tablas.
cepal.regionalOfficeSantiago
cepal.sdg1
cepal.sdg3
cepal.sdg5
cepal.sdg10
cepal.sdg16
cepal.topicEngINCOME DISTRIBUTION
cepal.topicEngINEQUALITY
cepal.topicEngFINANCING FOR DEVELOPMENT
cepal.topicEngMACROECONOMICS
cepal.topicEngFINANCIAL AND MONETARY SECTOR
cepal.topicSpaDISTRIBUCIÓN DEL INGRESO
cepal.topicSpaDESIGUALDAD
cepal.topicSpaFINANCIAMIENTO PARA EL DESARROLLO
cepal.topicSpaMACROECONOMÍA
cepal.topicSpaSECTOR FINANCIERO Y MONETARIO
cepal.workareaEngECONOMIC DEVELOPMENT
cepal.workareaEngSOCIAL DEVELOPMENT
cepal.workareaSpaDESARROLLO ECONÓMICO
cepal.workareaSpaDESARROLLO SOCIAL
dc.contributor.authorDeere, Carmen Diana
dc.contributor.authorCatanzarite, Zachary B.
dc.coverage.spatialEngECUADOR
dc.coverage.spatialSpaECUADOR
dc.date.accessioned2017-12-14T20:42:01Z
dc.date.available2017-12-14T20:42:01Z
dc.date.issued2017-08
dc.description.abstractThis article examines the propositions that wealth inequality supports credit market segmentation and that the financial system may reproduce economic inequality. Specifically, we discuss how the sources of credit and the purposes of borrowing may help perpetuate inequality. In Ecuador, the asset-poor are more likely than the asset-rich to borrow from the informal sector for expense purposes and to have higher debt-to-net-wealth ratios. We also investigate the correlates of borrowing by men and women to acquire assets and show that the main factor associated with holding asset debt for both men and women is having a formal savings account.
dc.formatTexto
dc.format.extentpáginas. 107-12
dc.format.mimetypeapplication/pdf
dc.identifier.unSymbolLC/PUB.2017/10-P
dc.identifier.urihttps://hdl.handle.net/11362/42661
dc.language.isoeng
dc.physicalDescriptionp. 107-126: gráfs., tabls.
dc.relation.isPartOfCEPAL Review
dc.relation.isPartOfNo122
dc.relation.isPartOfSeriesCEPAL Review
dc.relation.translationLanguagespa
dc.relation.translationRecord¿Quién obtiene préstamos para acumular activos? Clase, género y endeudamiento en el mercado crediticio del Ecuador
dc.relation.translationUrihttps://hdl.handle.net/11362/42034
dc.rights.coarDisponible
dc.subject.unbisEngFINANCIAL SERVICES
dc.subject.unbisEngGENDER
dc.subject.unbisEngGENDER MAINSTREAMING
dc.subject.unbisEngSOCIAL CLASSES
dc.subject.unbisEngLOANS
dc.subject.unbisEngDEBT
dc.subject.unbisEngFINANCIAL INSTITUTIONS
dc.subject.unbisEngINFORMAL SECTOR
dc.subject.unbisEngECONOMIC INDICATORS
dc.subject.unbisSpaSERVICIOS FINANCIEROS
dc.subject.unbisSpaGENERO
dc.subject.unbisSpaINCORPORACION DE LA PERSPECTIVA DE GENERO
dc.subject.unbisSpaCLASES SOCIALES
dc.subject.unbisSpaPRESTAMOS
dc.subject.unbisSpaDEUDA
dc.subject.unbisSpaINSTITUCIONES FINANCIERAS
dc.subject.unbisSpaSECTOR INFORMAL
dc.subject.unbisSpaINDICADORES ECONOMICOS
dc.titleWho borrows to accumulate assets? Class, gender and indebtedness in Ecuador’s credit market
dc.type.coarrevista
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