The social and economic effects of introducing reverse mortgages in Chile

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cepal.articleNo10
cepal.bibLevelSección o Parte de un Documento
cepal.callNumberLC/PUB.2019/26-P
cepal.docTypeRevistas
cepal.jelCodeG21
cepal.jelCodeG22
cepal.jelCodeG28
cepal.jobNumberRVI129_Ruiz
cepal.physicalDescriptiongráficos., tablas.
cepal.regionalOfficeSantiago
cepal.topicEngHOUSING AND BASIC SERVICES
cepal.topicEngSOCIAL PROTECTION
cepal.topicEngPENSIONS
cepal.topicSpaPROTECCIÓN SOCIAL
cepal.topicSpaVIVIENDA Y SERVICIOS BÁSICOS
cepal.topicSpaPENSIONES
cepal.workareaEngECONOMIC DEVELOPMENT
cepal.workareaEngSOCIAL DEVELOPMENT
cepal.workareaSpaDESARROLLO ECONÓMICO
cepal.workareaSpaDESARROLLO SOCIAL
dc.contributor.authorDonoso, José
dc.contributor.authorRuiz, José Luis
dc.contributor.authorTapia, Pablo
dc.coverage.spatialEngCHILE
dc.coverage.spatialSpaCHILE
dc.date.accessioned2020-04-17T15:25:03Z
dc.date.available2020-04-17T15:25:03Z
dc.date.issued2019-12-19
dc.description.abstractThis study simulates the social and economic effects of introducing reverse mortgages in Chile. It uses the 2009 Social Protection Survey and recent simulation methodologies to analyse the monetary gain associated with taking out such a loan, which is paid in periodic instalments over the homeowner’s lifetime. Eligible individuals are retired homeowners, who account for 70% of the older population. Monies received increase exponentially depending on the age at which the reverse mortgage is taken out. Lastly, the increase in liquidity has significant social potential, as it could reduce the poverty rate in the target group by 15%.
dc.formatTexto
dc.format.extentpáginas. 221-24
dc.format.mimetypeapplication/pdf
dc.identifier.unSymbolLC/PUB.2019/26-P
dc.identifier.urihttps://hdl.handle.net/11362/45416
dc.language.isoeng
dc.physicalDescriptionp. 221-244; grafs., tabls.
dc.relation.isPartOfCEPAL Review
dc.relation.isPartOfNo129
dc.relation.isPartOfSeriesCEPAL Review
dc.relation.translationLanguagespa
dc.relation.translationRecordAlcances sociales y económicos de la implementación de la hipoteca inversa en Chile
dc.relation.translationUrihttps://hdl.handle.net/11362/45014
dc.rights.coarDisponible
dc.subject.unbisEngHOUSING
dc.subject.unbisEngHOUSING FINANCE
dc.subject.unbisEngMORTGAGES
dc.subject.unbisEngPENSIONS
dc.subject.unbisEngRETIREMENT
dc.subject.unbisEngPRICES
dc.subject.unbisEngMATHEMATICAL MODELS
dc.subject.unbisEngECONOMIC ASPECTS
dc.subject.unbisEngSOCIAL ASPECTS
dc.subject.unbisSpaVIVIENDA
dc.subject.unbisSpaFINANCIACION DE LA VIVIENDA
dc.subject.unbisSpaHIPOTECAS
dc.subject.unbisSpaPENSIONES
dc.subject.unbisSpaJUBILACION
dc.subject.unbisSpaPRECIOS
dc.subject.unbisSpaMODELOS MATEMATICOS
dc.subject.unbisSpaASPECTOS ECONOMICOS
dc.subject.unbisSpaASPECTOS SOCIALES
dc.titleThe social and economic effects of introducing reverse mortgages in Chile
dc.type.coarartículo
dspace.entity.typePublication
relation.isAuthorOfPublication03322843-3a38-46ec-9c47-9779ae45fd1b
relation.isAuthorOfPublicationa85cb2e4-2c96-4ec4-8109-9d0949e3f320
relation.isAuthorOfPublicationdc6a6c5f-0b21-4cf1-ae3a-4ef4a1c99901
relation.isAuthorOfPublication.latestForDiscovery03322843-3a38-46ec-9c47-9779ae45fd1b
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