Financial inclusion, risk aversion and women’s entrepreneurship in Latin America and the Caribbean: a survey of the literature

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cepal.bibLevelDocumento Completo
cepal.callNumberLC/TS.2024/138
cepal.divisionEngEconomic Development Division
cepal.divisionSpaDivisión de Desarrollo Económico
cepal.docTypeSeries
cepal.jobNumberS2401080_en
cepal.regionalOfficeSantiago
cepal.sdg5
cepal.sdg1
cepal.topicEngGENDER
cepal.topicEngFINANCING FOR DEVELOPMENT
cepal.topicEngWOMEN'S ECONOMIC AUTONOMY
cepal.topicSpaGÉNERO
cepal.topicSpaFINANCIAMIENTO PARA EL DESARROLLO
cepal.topicSpaAUTONOMÍA ECONÓMICA DE LAS MUJERES
cepal.workareaEngECONOMIC DEVELOPMENT
cepal.workareaSpaDESARROLLO ECONÓMICO
dc.contributor.authorClarke, Jeanelle
dc.coverage.spatialEngLATIN AMERICA AND THE CARIBBEAN
dc.coverage.spatialSpaAMERICA LATINA Y EL CARIBE
dc.date.accessioned2024-12-30T19:50:33Z
dc.date.available2024-12-30T19:50:33Z
dc.date.issued2024-12-30
dc.description.abstractAccess to credit is a key component for business development. Yet, for women in Latin America and the Caribbean, there are barriers which hinder this access, hamper women’s entrepreneurship and slow economic empowerment efforts in the region. One of these barriers is risk aversion, both as supply and demand constraint. On the supply side, financial institutions may exhibit inherent gender bias by providing lower levels of financing and higher interest rates to women entrepreneurs. On the demand side, women entrepreneurs may refrain from approaching financial institutions for fear of rejection or unfavourable terms of credit. The number of women entrepreneurs has grown within the region and represents an important area of opportunity for inclusive economic development. Financial institutions have a role to play in widening access to credit to support women’s entrepreneurship. It has been found that targeted gender responsive financing programmes can be highly effective at widening access and combatting negative gender bias. In Latin America and the Caribbean, successful examples have focused on creating innovative financial products that cater to the unique characteristics of women entrepreneurs, providing financial education and training, using appropriate indicators to determine financial needs.
dc.description.tableOfContentsSummary .-- Introduction .-- I. Analytical Framework .-- II. Recommendations .-- III. Conclusion.
dc.formatTexto
dc.format.extent34 pages.
dc.format.mimetypeapplication/pdf
dc.identifier.unSymbolLC/TS.2024/138
dc.identifier.urihttps://hdl.handle.net/11362/81174
dc.language.isoeng
dc.publisherECLAC
dc.publisher.placeSantiago
dc.relation.isPartOfSeriesFinanciamiento para el Desarrollo
dc.relation.isPartOfSeriesNo278
dc.subject.unbisEngWOMEN
dc.subject.unbisEngFINANCIAL INCLUSION
dc.subject.unbisEngRISK
dc.subject.unbisEngENTREPRENEURSHIP
dc.subject.unbisEngCREDIT
dc.subject.unbisEngGENDER EQUALITY
dc.subject.unbisEngWOMEN'S ADVANCEMENT
dc.subject.unbisEngECONOMIC DEVELOPMENT
dc.subject.unbisSpaMUJERES
dc.subject.unbisSpaINCLUSION FINANCIERA
dc.subject.unbisSpaRIESGO
dc.subject.unbisSpaCAPACIDAD EMPRESARIAL
dc.subject.unbisSpaCREDITO
dc.subject.unbisSpaIGUALDAD DE GENERO
dc.subject.unbisSpaADELANTO DE LA MUJER
dc.subject.unbisSpaDESARROLLO ECONOMICO
dc.titleFinancial inclusion, risk aversion and women’s entrepreneurship in Latin America and the Caribbean: a survey of the literature
dc.type.coarlibro
dc.usergrouppubweb
dspace.entity.typePublication
relation.isAuthorOfPublicatione3e2ac69-25e2-4f41-9e69-2007ed3e91ac
relation.isAuthorOfPublication.latestForDiscoverye3e2ac69-25e2-4f41-9e69-2007ed3e91ac
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